Planner

Your stack

Bookmark offers from any page. If you haven’t saved anything yet, we load the first-week defaults — Fetch, Ibotta, Merryfield, MoneyLion, SoFi, Cash App, Capital One Shopping, Scrambly, AttaPoll, Aven.

Conservative first month

$132 – $305

Floor is the easy bonuses. Ceiling uses each app’s higher range.

Signed up

0 / 10

Mark each offer “signed up” on its detail page after the account is live.

Showing the default start-here stack. Bookmark any offer to replace this list with yours — it stays on this device.

Fetch

Receipts & grocery

Highly recommended

Snap any receipt. Gift cards back. The easiest app on this list.

You get
Bonus points on your first receipt
Cashout
Gift cards, many brands
Speed
72 hours after you request
USA13+No depositSMARTMONEY

Scrambly

Surveys & offers

Highly recommended

Best GPT site on this list. Instant pay for games. Cash out at $1.

You get
Play offers immediately; cash out from $1
Cashout
$1
Speed
Among the fastest — often instant
USA18+No deposit

Merryfield

Receipts & grocery

Highly recommended

The healthy-item version of Fetch and Ibotta. Fast gift-card cashouts.

You get
4,000 pts / $4 after an eligible healthy…
Cashout
5,000 pts / $5 gift cards
Speed
Fast gift-card delivery
USA18+No depositLHKJBL

Aven Advisor

Credit & home

Highly recommended

Home-equity-backed card. Free plans. Referrals pay $1–$100 spins, cash to bank.

You get
Referral gets $5; free plans with no sub…
Cashout
Bank transfer
Speed
1–2 days
USA18+No depositMP25T9WRXD

MoneyLion

Banks & cards

Highly recommended

Free Roar Money account. Instant $5–$10 most days, plus a direct-deposit bonus.

You get
$5–$10 instantly on a Roar Money account…
Cashout
Points onto an in-app virtual Visa
Speed
Instant for the signup bonus most days
USA18+No deposit$Smartlion

SoFi

Banks & cards

Highly recommended

Free $10 for turning on credit-score monitoring. Instant to Apple/Google Pay.

You get
$10 (1,000 pts) when you turn on free cr…
Cashout
$10, withdraw via Apple Pay or Google Pay
Speed
You: instant after monitoring is on. Referrer: within 7 days
USA18+No deposit

Ibotta

Receipts & grocery

Highly recommended

Cash back on groceries, pickup, and online shops you already do.

You get
Welcome cash-back offers after you join
Cashout
Typically $20 to cash (varies)
Speed
A few days after you hit the minimum
USA18+No depositrlwnkkf

Capital One Shopping

Shopping cashback

Highly recommended

Give $80, get $80. Browser tool that finds coupons and cashback while you shop.

You get
$80 rewards when you spend at least $10 …
Cashout
Rewards as gift cards / Capital One rewards
Speed
After the qualifying $10 purchase tracks
USA18+No deposit

Cash App

Banks & cards

Recommended

Get $5 when you send $5+. The 30-second bonus.

You get
$5 when you send $5 or more
Cashout
$5 credit in Cash App
Speed
After the qualifying $5+ send
USA18+No depositGKZKK9Q

AttaPoll

Surveys & offers

Recommended

The survey app that’s actually worth keeping. $0.50 join, $3 cashout, 10% for life.

You get
$0.50
Cashout
$3
Speed
Standard PayPal, after you hit $3
18+No depositRZGSK