Catalog
All offers
Every program on SmartMoney, rated the way we’d tell a friend. Claim opens the official signup with our referral code already on the URL.
20 offers
Fetch
Receipts & grocery
Snap any receipt. Gift cards back. The easiest app on this list.
- You get
- Bonus points on your first receipt
- Cashout
- Gift cards, many brands
- Speed
- 72 hours after you request
Scrambly
Surveys & offers
Best GPT site on this list. Instant pay for games. Cash out at $1.
- You get
- Play offers immediately; cash out from $1
- Cashout
- $1
- Speed
- Among the fastest — often instant
Merryfield
Receipts & grocery
The healthy-item version of Fetch and Ibotta. Fast gift-card cashouts.
- You get
- 4,000 pts / $4 after an eligible healthy…
- Cashout
- 5,000 pts / $5 gift cards
- Speed
- Fast gift-card delivery
Aven Advisor
Credit & home
Home-equity-backed card. Free plans. Referrals pay $1–$100 spins, cash to bank.
- You get
- Referral gets $5; free plans with no sub…
- Cashout
- Bank transfer
- Speed
- 1–2 days
MoneyLion
Banks & cards
Free Roar Money account. Instant $5–$10 most days, plus a direct-deposit bonus.
- You get
- $5–$10 instantly on a Roar Money account…
- Cashout
- Points onto an in-app virtual Visa
- Speed
- Instant for the signup bonus most days
SoFi
Banks & cards
Free $10 for turning on credit-score monitoring. Instant to Apple/Google Pay.
- You get
- $10 (1,000 pts) when you turn on free cr…
- Cashout
- $10, withdraw via Apple Pay or Google Pay
- Speed
- You: instant after monitoring is on. Referrer: within 7 days
Ibotta
Receipts & grocery
Cash back on groceries, pickup, and online shops you already do.
- You get
- Welcome cash-back offers after you join
- Cashout
- Typically $20 to cash (varies)
- Speed
- A few days after you hit the minimum
Capital One Shopping
Shopping cashback
Give $80, get $80. Browser tool that finds coupons and cashback while you shop.
- You get
- $80 rewards when you spend at least $10 …
- Cashout
- Rewards as gift cards / Capital One rewards
- Speed
- After the qualifying $10 purchase tracks
Hopper
Travel
Hotel/travel app with stackable referral bonuses. First booking: $25 off or 10% off.
- You get
- Instant $25 off your first hotel, or 10%…
- Cashout
- Applied at booking — not withdrawn as cash
- Speed
- Credits apply on the next qualifying booking
Chime
Banks & cards
$100 after a qualifying $200+ direct deposit. Strong for gig workers.
- You get
- $100 when you receive a qualifying $200+…
- Cashout
- Bonus lands in the Chime account
- Speed
- After the qualifying deposit posts
TopCashback
Shopping cashback
Classic cashback portal. Refer a friend, earn $40 after they earn $10.
- You get
- Member cashback on thousands of stores
- Cashout
- Varies; PayPal and more once payable
- Speed
- When the store’s cashback becomes payable (often 30–90 days)
Cash App
Banks & cards
Get $5 when you send $5+. The 30-second bonus.
- You get
- $5 when you send $5 or more
- Cashout
- $5 credit in Cash App
- Speed
- After the qualifying $5+ send
AttaPoll
Surveys & offers
The survey app that’s actually worth keeping. $0.50 join, $3 cashout, 10% for life.
- You get
- $0.50
- Cashout
- $3
- Speed
- Standard PayPal, after you hit $3
Modak
Banks & cards
Free debit card and money app for kids and teens. $10 on the invite.
- You get
- $10 for you on a qualifying signup (pare…
- Cashout
- In-app / card
- Speed
- After the referred account is set up
ShopBack
Shopping cashback
Another cashback portal to compare rates against TopCashback.
- You get
- Welcome cashback / member rates at partn…
- Cashout
- In-app wallet, then PayPal or gift cards (check the app)
- Speed
- After merchant confirmation
TikTok Pro
Apps & social
Trophy Rush is still live. Referrals must be new to Pro but 30+ days on TikTok.
- You get
- Trophy Rush rewards (amounts rotate)
- Cashout
- In-app rewards / coupons
- Speed
- Per current Trophy Rush rules
TikTok Lite
Apps & social
Daily tasks around $2/day, shop coupons, and a 3-referral / 24-hour $100 path.
- You get
- Daily activity rewards + TikTok Shop cou…
- Cashout
- In-app / coupons (see current Lite program)
- Speed
- Daily tasks typically credit same day
BigCashWeb
Surveys & offers
USA-only GPT. $1 PayPal cashouts and same-day reports — with tracking caveats.
- You get
- Access to the offer wall; some easy star…
- Cashout
- $1 via PayPal
- Speed
- Users report same-day on small cashouts
FreeCash
Surveys & offers
$10 signup via the link. Decent offers — but cashout fees make it a last pick.
- You get
- $10 in rewards (you can reject it in set…
- Cashout
- $25 with the $10 bonus, or $1 if you reject the bonus
- Speed
- After the minimum, minus fees