How cashback works

Three apps. Shop like you already do. Then do the one extra step the app asks for. It is free. It will not pay the rent.

1. Capital One Shopping

  1. Add the extension within 7 days, on a browser that never had it. No Capital One card needed.
  2. Spend over $10 within 60 days. Tax and shipping do not count. Turn off other cashback extensions.
  3. New users can get $80 in gift-card rewards. A friend who does the same can get you $80 too. It often takes a few weeks.
  4. Click Activate on email and homepage bonuses. Many of those work once a year.

Full Capital One Shopping rules

2. Ibotta

Add the offer before you pay. Scan a paper receipt within 7 days, or link the store. At Walmart and Dollar General, a manufacturer coupon on that same item often blocks Ibotta. Code RLWNKKF. A friend who scans one eligible receipt can get you about $5 to $10.

Full Ibotta rules

3. Fetch

Enter code SMARTMONEY before the first receipt. Scan within 14 days. The same grocery receipt can go here after Ibotta. Friends must be 13 or older. You can get about $2 to $10, and it changes by the day.

Full Fetch rules

The Facebook group

Pair these apps with the coupon group. People there post cashback deals, freebies, and coupons. Then come back and use one of the three apps.

Open the Facebook group