Field notes
How to use SmartMoney
This is a USA referral and coupon circular. We do not print fake codes. We send you to official apps, with our signup links already attached, and we tell you when a site is only “okay.”
The one-week plan
- Pick your state on the home page so grocery apps match the stores you actually have.
- Install Fetch (code SMARTMONEY) and scan a receipt you already have.
- Add Ibotta and Merryfield. Clip store digital coupons on the coupons page before the next grocery trip.
- Grab the no-deposit bank bonuses: SoFi $10, MoneyLion $5–$10, Cash App $5, Aven $5.
- If you have a $10 online order coming, run it through Capital One Shopping for the $80 / $80 offer.
- Only then look at surveys and GPT sites. Start with Scrambly. Cash out at $1 before grinding.
- Direct deposit (Chime $100, MoneyLion extra ~$50) is optional and slower. Change payout details on a gig app if that’s how you get paid.
FAQ
Affiliate disclosure
SmartMoney is an independent site. We are not employed by Fetch, Ibotta, Chime, SoFi, Hopper, or any other company listed. Some links are referral or affiliate links. If you buy, join, or qualify, we may receive a commission or bonus. Ratings are ours. Offers expire. Always read the official terms, especially before routing a paycheck or applying for credit. Not financial, tax, or legal advice.