Vol. 01United StatesFree to use
The coupon circular for people who actually want to get paid.
Real USA cashback apps, store digital coupons, and signup bonuses — stacked by state. We load the codes. We tell you which ones are worth it, and which ones charge a fee.
Honest ratings
Scrambly is a 4.9. FreeCash is a 2.6 because they take a cut of cashouts. We keep both.
No fake codes
We never invent a coupon. Store programs go to the official app. Your referral codes are printed on each card.
$184+ without a paycheck
A conservative floor if you only do the no-deposit apps on this list. Direct deposit unlocks more.
Where you shop
Pick your state or ZIP
Grocery chains and digital coupons are local. Cashback apps below work nationwide.
Pick a state to load the grocery apps that actually operate near you.
Start here
The first-week stack
Free apps, codes already filled, no paycheck required. Do these before you touch anything with a direct-deposit asterisk.
Fetch
Receipts & grocery
Snap any receipt. Gift cards back. The easiest app on this list.
- You get
- Bonus points on your first receipt
- Cashout
- Gift cards, many brands
- Speed
- 72 hours after you request
Scrambly
Surveys & offers
Best GPT site on this list. Instant pay for games. Cash out at $1.
- You get
- Play offers immediately; cash out from $1
- Cashout
- $1
- Speed
- Among the fastest — often instant
Merryfield
Receipts & grocery
The healthy-item version of Fetch and Ibotta. Fast gift-card cashouts.
- You get
- 4,000 pts / $4 after an eligible healthy…
- Cashout
- 5,000 pts / $5 gift cards
- Speed
- Fast gift-card delivery
Aven Advisor
Credit & home
Home-equity-backed card. Free plans. Referrals pay $1–$100 spins, cash to bank.
- You get
- Referral gets $5; free plans with no sub…
- Cashout
- Bank transfer
- Speed
- 1–2 days
MoneyLion
Banks & cards
Free Roar Money account. Instant $5–$10 most days, plus a direct-deposit bonus.
- You get
- $5–$10 instantly on a Roar Money account…
- Cashout
- Points onto an in-app virtual Visa
- Speed
- Instant for the signup bonus most days
SoFi
Banks & cards
Free $10 for turning on credit-score monitoring. Instant to Apple/Google Pay.
- You get
- $10 (1,000 pts) when you turn on free cr…
- Cashout
- $10, withdraw via Apple Pay or Google Pay
- Speed
- You: instant after monitoring is on. Referrer: within 7 days
Ibotta
Receipts & grocery
Cash back on groceries, pickup, and online shops you already do.
- You get
- Welcome cash-back offers after you join
- Cashout
- Typically $20 to cash (varies)
- Speed
- A few days after you hit the minimum
Capital One Shopping
Shopping cashback
Give $80, get $80. Browser tool that finds coupons and cashback while you shop.
- You get
- $80 rewards when you spend at least $10 …
- Cashout
- Rewards as gift cards / Capital One rewards
- Speed
- After the qualifying $10 purchase tracks
Cash App
Banks & cards
Get $5 when you send $5+. The 30-second bonus.
- You get
- $5 when you send $5 or more
- Cashout
- $5 credit in Cash App
- Speed
- After the qualifying $5+ send
Bank bonuses
Chime $100 with a deposit, SoFi $10 for credit monitoring, MoneyLion $5–$10 on a free account.
OpenSurveys & GPT
Scrambly first. AttaPoll for surveys. BigCashWeb and FreeCash only with the caveats on the card.
OpenHow stacking works
Store coupon + Ibotta + Fetch on the same receipt is the whole game. The guide is short on purpose.
Open