TopCashback
RecommendedShopping cashback · 4.4 / 5 · 18+
Classic cashback portal. Refer a friend, earn $40 after they earn $10.
TopCashback is old-school and still one of the better USA portals: click the store, shop as usual, wait for cashback to track and become payable. The referral is $40 to you after your friend earns $10 in cashback within 180 days. You withdraw once their cashback is payable. Pair with Capital One Shopping only when the merchant allows stacking — usually pick the higher of the two, don’t double-dip unless the terms say you can.
- Signup bonus
- Member cashback on thousands of stores
- If you refer later
- $40 once your friend earns $10 within 180 days
- Cashout
- PayPal / check / gift cards · Varies; PayPal and more once payable
- Speed
- When the store’s cashback becomes payable (often 30–90 days)
- Best for
- People who click through a portal before Amazon, Walmart, hotels, etc.
- First-month range
- $5–$40 if you actually use it
How to do this
- 01Join via the TopCashback referral link.
- 02Always click out from TopCashback before you shop.
- 03Wait for ‘Tracked’ then ‘Payable’ before you count the money.
- 04Withdraw when you hit the site minimum.
Worth it because
- + Real cashback, PayPal available
- + Huge merchant list
- + Solid $40 referral
- + USA-friendly
The catches
- − Cashback is delayed until payable
- − Shopping without the click = $0
- − Friend must actually earn $10 for your $40
You’ll receive the $40 bonus once your friend earns $10 within 180 days, and you can withdraw it once their cash back is payable. Terms apply. SmartMoney is an affiliate site — we may earn when you use these links. Read the company’s current terms before you apply.